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AIC SMF Eligible Items: Complete List for 2026

Updated July 2026 · 7 min read

The AIC Seniors' Mobility and Enabling Fund (SMF) subsidises assistive devices for Singapore seniors aged 60 and above — covering up to 90% of the cost. But knowing exactly what is and isn't covered can be confusing. This is the most complete plain-English list of SMF-eligible items for 2026, organised by category.

⚠ Important: Apply BEFORE you buy

AIC SMF does not reimburse purchases made before approval. Get OT assessment → get AIC approval → then purchase. Buying first means you lose the subsidy entirely.

Who is eligible for AIC SMF?

To qualify, you must be a Singapore Citizen or Permanent Resident aged 60 and above, with an assessed per capita household monthly income of S$4,800 or below (or if living in a property with annual value below S$21,000). Lower-income applicants receive higher subsidy rates, up to 90%. The device must be recommended by a qualified occupational therapist.

SMF Eligible Items by Category

Mobility Aids

Standard walker (Zimmer frame)

4-legged, must be lifted with each step

Up to 90%

Rollator (wheeled walker)

With or without seat, 3- or 4-wheeled

Up to 90%

Quad cane (4-legged cane)

Single-point canes are generally not covered

Up to 90%

Crutches

Axillary or elbow type

Up to 90%

Wheelchair (manual)

Self-propelled or attendant-propelled

Up to 90%

Wheelchair (motorised/power)

Subject to OT recommendation and AIC approval

Up to 90%

Transport wheelchair

Lightweight, foldable, attendant-propelled

Up to 90%

Bathroom & Toilet Safety

Shower chair / bath chair

With or without armrests, adjustable height

Up to 90%

Shower stool

Lightweight, portable option

Up to 90%

Raised toilet seat

Clip-on type; reduces strain when sitting/standing

Up to 90%

Commode chair (portable toilet)

For use beside the bed or when toilet access is difficult

Up to 90%

Transfer bench (bath transfer board)

For getting in/out of bathtub

Up to 90%

Bedroom & Bed Safety

Bed rail / bed grab rail

Helps with getting in and out of bed safely

Up to 90%

Bed rope ladder

Helps seniors pull themselves to a sitting position

Up to 90%

Positioning wedge / bolster

For correct positioning in bed

Up to 90%

Transfer belt / gait belt

For safe transfers between surfaces

Up to 90%

Fall Detection & Monitoring (NOT covered by SMF)

Personal alert system (panic button)

Not on the AIC SMF device list. Self-funded.

Not covered

Fall detection wearable

Not on the AIC SMF device list. Self-funded.

Not covered

Smart watch with SOS function

Not on the AIC SMF device list. Self-funded.

Not covered

Upper Limb & Daily Living Aids

Reaching aid / reacher

For picking up items without bending

Up to 90%

Dressing aid

Button hooks, sock aids, long-handled shoe horns

Up to 90%

Feeding aids

Adapted cutlery, plate guards, non-slip mats

Up to 90%

Writing and grip aids

Pen grips, writing frames for limited hand function

Up to 90%

What is NOT covered by AIC SMF?

These items are NOT SMF-eligible:

✗ GPS tracking pendant — Not on AIC's SMF device list (checked 27 Sep 2026). Self-funded.

✗ Fall detection watch — Not on AIC's SMF device list (checked 27 Sep 2026). Self-funded.

✗ Loose anti-slip bath mat — Neither scheme. EASE treats the floor itself instead of supplying a mat.

✗ Stairlift — Neither scheme.

✗ Motion sensor lights — Neither scheme — a self-purchase.

✗ Nutritional supplements — Neither scheme for everyday supplements. Milk feeds for seniors on home nursing or home medical care are SMF home healthcare items.

✗ Grab bars & handrails — HDB covers these under EASE instead

✗ Foldable shower seat (wall-mounted) — HDB covers these under EASE instead

✗ Slip-resistant floor treatment — HDB covers these under EASE instead

✗ Ramps at the entrance or bathroom — HDB covers these under EASE instead

Many home modification costs (anti-slip flooring, ramp installation, grab bar labour for HDB flats) are covered instead by HDB EASE. These two schemes often complement each other — many Singapore families apply for both.

How to Apply for AIC SMF — Step by Step

Step 1

Book an occupational therapy (OT) assessment. The OT assesses your loved one's mobility, home environment, and recommends suitable equipment. You can book through AIC (1800-650-6060), a polyclinic, or a private OT.

Step 2

The OT issues a recommendation letter specifying the equipment needed. This is your key document for the SMF application.

Step 3

Submit the SMF application to AIC with the OT letter, NRIC, and income documents. AIC assesses eligibility and approves the subsidy amount.

Step 4

Purchase the approved items from an AIC-approved vendor. Pay only your co-payment share (typically 10% for most eligible seniors). Do NOT buy before receiving approval — SMF does not reimburse retrospectively.

Full AIC SMF application guide with documents checklist →

Compare SMF-Eligible Products on HomeWise

HomeWise lists prices from Shopee, Lazada, Rainbow Care, and other Singapore suppliers for all major SMF-eligible product categories. Use the links below to compare options before purchasing.

Grab Bars →Walkers & Rollators →Wheelchairs →Shower Chairs →Fall Detection →Anti-Slip Products →
Related guides & products
Eldercare products in Singapore: where to buy →All caregiver guides →AIC SMF Guide →How to Apply →OT Assessment →

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