Two government schemes can help cover the cost. Know what you qualify for before your OT appointment.
The SMF provides means-tested subsidies to help Singapore seniors offset the cost of assistive devices and home healthcare items. Up to 90% of the device cost is covered, subject to maximum caps per device category.
Visit your GP, specialist, occupational therapist or physiotherapist. Tell them you need a home safety assessment and want to apply for SMF.
Your qualified assessor will assess which devices you need and complete the required documentation. They will recommend specific device categories.
Apply online via Singpass, through your care provider's social worker or therapist, or call AIC at 1800 650 6060. You can also visit any AIC Link.
Buy from an AIC-approved vendor to qualify for the subsidy. Subsidy covers up to 90% of the device cost, subject to maximum subsidy caps per device category.
HDB's EASE 2.0 programme subsidises home modifications in your HDB flat to make it safer and more accessible for elderly family members. HDB appoints and manages the contractors — you just apply and they handle the rest.
Confirm your household qualifies — HDB flat owner or tenant, with a family member aged 65+ or 60–64 with ADL needs.
If your family member is aged 60–64, get a Functional Assessment Report from your GP or an approved healthcare professional. You pay the assessment fee.
Apply via the EASE (Direct Application) e-Service on HDB InfoWeb or through the Mobile@HDB app. You can also apply as part of HDB's Home Improvement Programme (HIP).
HDB replies within 14 working days and arranges a pre-condition survey and installation. Works are completed within 10 weeks. You do not buy products yourself — HDB's contractors install everything.
A quick reference guide for HomeWise products and their subsidy eligibility. Always confirm with your OT or social worker.
| Product | AIC SMF | HDB EASE 2.0 | Notes |
|---|---|---|---|
| Grab bars & handrails | ✓ | ✓ | Both schemes cover this — EASE 2.0 for HDB flat installation, SMF for purchased products |
| Foldable shower seat | — | ✓ | EASE 2.0 only — HDB installs it for you |
| Anti-slip bath mat | — | — | Not covered — but EASE covers slip-resistant floor tile treatment |
| Raised toilet seat / toilet safety frame | ✓ | — | SMF with OT or doctor recommendation |
| Quad cane / walking stick | ✓ | — | SMF with OT or doctor recommendation |
| Rollator walker | ✓ | — | SMF with OT or doctor recommendation |
| Wheelchair (manual) | ✓ | — | SMF with OT or doctor recommendation |
| Bed safety rail guard | ✓ | — | SMF — ask your OT to include in assessment |
| GPS tracking pendant | ✓ | — | SMF — subject to assessment and approval |
| Fall detection smartwatch | ✓ | — | SMF — subject to assessment and approval |
Common questions Singapore caregivers ask about elderly care subsidies.
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